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(Department of Health and Social Care) Appropriate clinical negligence cover

21 February 2019

Healthcare professionals are required to hold appropriate clinical negligence indemnity cover to cover the costs of claims and damages awarded to patients arising out of negligence. Clinical negligence indemnity cover pays for the compensation costs and legal fees that arise as a result of incidents of clinical negligence. The cover can be an insurance policy, an indemnity arrangement, or a combination of both.

NHS hospital staff meet the requirement to hold appropriate cover through a state-backed scheme called the Clinical Negligence Scheme for Trusts (CNST).

General practitioners (GPs) currently purchase their own indemnity. However, prices have been rising and this has a significant impact on GPs.

The Government has announced that it intends to develop a state-backed scheme for GPs and GP staff in England to provide cover for clinical negligence claims arising from GP-delivered NHS services.

However, there remain some healthcare professionals, such as private practitioners and dental professionals, who fall outside of any existing or proposed state-backed scheme. This includes some healthcare professionals in Scotland, Wales and Northern Ireland, for whom professional regulation for healthcare professionals remains a reserved matter for the UK Parliament.

These professionals currently make their own insurance or indemnity arrangements. This consultation is about the indemnity cover for these healthcare professionals.

The consultation period for this was set at two and a half weeks so if we are to respond to this consultation, we need to move extremely quickly.  We apologise for the extremely tight timescale.

Getting Involved

Send your comments to [email protected] using the form below.

The deadline for responses is Monday the 25th of March.

Please note:

  • The Society will only produce ONE response to any consultation.
  • Any response that goes under the Society logo MUST be signed off by the relevant Board Chair and Branch Chair in the case of Devolved Nations.
  • Responses on behalf of particular Divisions / Faculties /Member Networks are not permitted under any circumstances.
  • Please do refer to the British Psychological Society Consultation Processes document which is attached before writing and sending any comments
  • Please ensure that all comments are based on Published Evidence and not solely on Clinical opinion


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